Every January on the Tea & Mortgage Podcast, we sit down with a cup of tea and chat with John Coleman, who makes his well-informed predictions for the year ahead.
Some land well.
Some miss.
But they always spark good conversation.
In this episode, we’re looking ahead to 2026 and sharing John’s predictions on:
- Home prices– where values could go and why it won’t be the same story everywhere
- Mortgage rates– what borrowers should realistically expect, not just headlines
- Buyer demand– who’s still active, who’s stepping back, and what that means
- Housing supply & inventory– will we finally see more choice, or more of the same?
- Banking speed (or lack of it)– approvals, delays, and whether anything actually improves
- New banks & changes– who’s entering, who’s shifting, and what it means for borrowers
And, as always, we finish with a few non-mortgage predictions from John for the year ahead:
- The World Cup
- Gaelic football
- Concerts & live events
- Travel, and more.
Have a wonderful 2026 – and we’ll circle back in December to see how many of these predictions were on the mark!
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As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!
– John Coleman
JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie