Welcome to JC Mortgages, Ireland’s premiere mortgage broker.

After 17 years in the industry, John Coleman and our team are ready to help you with your mortgage, ensuring you have an expert on hand from the start to the end of the mortgage process. That can be getting the keys to your new home, getting better rates on existing mortgage or raising finance for home improvements.

We are not tied to any particular lender but speak to all the banks, ensuring you get the best deal possible.

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    WHAT CAN JC MORTGAGES DO FOR YOU?

    Whether you’re a first-time buyer, a home mover, or just looking to re-mortgage, our team at JC Mortgages is ready to represent you to the best of our ability, ensuring your mortgage experience is a great one.

    Please contact us with your important questions or to get started, and click here to APPLY for your new mortgage.

    First Time Buyers

    Getting approved for a mortgage is not always easy, especially if it is your first time. However, John Coleman and JC Mortgages are here to guide you through the process every step of the way.

    If you’re a first-time buyer, you’ll have questions about:

    • Lending Criteria
    • Borrowing Limits
    • Deposit Requirements
    • Interest Rate Options
    • Documentary Requirements

    Refinancing

    Refinancing – or remortgaging – is the process of replacing or switching one mortgage loan with another. This can be done for a number of reasons:

    • Lending Criteria
    • To get a better interest rate
    • For more flexibility
    • To consolidate debt
    • Reducing your loan-to-value to get a better rate

    Of course, your refinance mortgage needs to make sense and save you money, so let’s talk about your next refinance.

    Home Movers

    If they plan on selling your current property and upgrading to buy a new one, there is a great mortgage waiting for you.

    At JC Mortgages, we understand the specific needs and timeframes of home movers, and we’re sure to take care of every step in the process.

    Moving homes doesn’t need to be difficult or stressful – once you have the right mortgage and JC Mortgages on your team.

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