Guides

House Hunting Tips Protect your approval, master the bidding process, and stand out to Irish estate agents Home Navigating the 6-month mortgage approval window Now that you’ve been approved by the banks, remember that you have six months to find and purchase a property. During that time as you’re house hunting, be sure to maintain

Mortgage Approval in Principle (AIP) Your essential first step to buying a home in Ireland Home Key Points: Securing your Mortgage Approval in Principle: Know Your Budget: Confirms exactly how much you can borrow so you can search for homes within your actual price range. Bidding Power: Proves to Irish estate agents and sellers that

How much do I need for a mortgage deposit? Understand the minimum mortgage deposit rules and hidden closing costs Home Key Points: The 10% Rule: Under Central Bank rules, the minimum mortgage deposit in Ireland is 10% of the property purchase price for both first-time and second-time buyers. The “Real” Cash Target: While the deposit

Mortgage maximum borrowing limits Learn how much you can borrow for a mortgage and exceptions that apply Home Key Points: First-time buyers can typically borrow up to 4 times their gross annual income, while second-time buyers are generally limited to 5 times income. Most buyers need a 10% deposit, but the total property price you

Getting ready to buy a property in Ireland Your structured process that begins long before viewing properties Home Divider The six core stages Getting ready to buy a house in Ireland is a structured process that begins long before viewing properties. It involves six core stages: Add a header to begin generating the table of

How Can a Mortgage Broker Help You Secure Your Dream Home? Navigating the Path to Homeownership with Expert Guidance Home Secure the best mortgage deal tailored to your unique needs Are you considering purchasing a home and feeling overwhelmed by the complex world of mortgages? Whether you’re a first-time buyer or looking to refinance, a