Krishnakant Singh
Mortgage Broker & Financial Advisor | QFA
Key Expertise & Experience
| 5+ years in financial services (banking & mortgage advisory) |
| Qualified Financial Advisor (QFA) |
| In excess of €80 million mortgage funding achieved |
| Specialist in supporting the Indian community in Ireland |
| Experience with complex income, self-employed & non-EEA applications |
| Based and serving clients across Dublin and Ireland |
About Krishnakant Singh
Krishnakant Singh is a Mortgage Broker and Qualified Financial Adviser (QFA) at JC Mortgages who brings a uniquely thorough perspective to every client he works with, having sat on both sides of the lending process. Before helping clients secure mortgages, Krishnakant worked as a KYC and Compliance Analyst, gaining a first-hand understanding of how lenders assess risk. He went on to work as a mortgage advisor with Permanent TSB (PTSB) and EBS, guiding clients through the full mortgage journey from application to approval. Today, he works with clients in Dublin and beyond, with a particular focus on supporting the Indian community in Ireland.
Helping families and professionals navigate the Irish mortgage market with confidence
From Compliance to Advisory: Seeing Both Sides of the Process
Krishnakant’s path into mortgage advisory began with a front-row seat to how lenders think. As a KYC Operations Analyst with Drip Capital, he spent close to three years validating documentation and managing risk assessments, learning exactly what lenders look for and why. He carried that insight into his future roles as a Mortgage Adviser at PTSB, where he achieved over €80 million in mortgage funding and was selected for the PTSB Colleague Banking Team and later at EBS, where he consistently met targets across applications and customer service. That dual perspective, understanding risk from the inside and guidance from the outside, now shapes how he approaches every client’s application at JC Mortgages.
A Trusted Guide for the Indian Community in Ireland
Krishnakant is especially known for his work with the Indian community in Ireland, drawing on a clear understanding of what it means to navigate a new country, a new financial system and at times a more complex income structure. He specialises in first-time buyers, self-employed clients and non-EEA nationals. He can also help clients consider mortgage protection and life-cover needs as part of their wider mortgage plans.
Dedicated Support from First Consultation to Keys in Hand
Whether a client is a PAYE employee, a contractor, self-employed or a non-EEA national navigating the Irish system for the first time, Krishnakant provides structured support throughout the mortgage process. He manages complex applications end-to-end, in full compliance with Central Bank of Ireland standards, GDPR, and the Consumer Protection Code, giving clients confidence that their case is being handled with both care and precision.
Krishnakant is also known for:
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- Supporting Indian and South Asian clients: drawing on his own background to guide families and professionals through a mortgage system that can feel unfamiliar at first
- A thorough, detail-oriented approach: leaving no gap in an application, so cases can move through underwriting with ease
- Fluent in English, Hindi, Marathi and Punjabi: able to talk clients through their options in any of these languages
- Handling complex income and non-standard cases: from self-employed applicants to those who’ve faced a previous rejection, to find a lender that fits
Accreditations
- Qualified Financial Adviser (QFA)
- Certified in Mortgage Planning & Mortgage Insurance
- Compliant with the Consumer Protection Code, AML Requirements & GDPR
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