Insurance for Homeowners

Choosing the right insurance as a homeowner is about more than just meeting a bank’s requirements

Insurance products

Insurance provides protection for you and your family against future potential loses offering peace of mind to individuals and the safety of their property purchase. It includes paying regular premiums to an insurance company which in turn promises to cover certain costs in case of specified events such as accidents, health issues or even an unfortunate death. Protect your home and financial future with the right insurance product.

Homeowners insurance signing mortgage protection documents

Mortgage Protection Insurance

The basic requirement of any mortgage. It is a protection policy that will clear the mortgage in the event of a death. 

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homeowners insurance income protection - Irish payslip and small amount of money to side

Income Protection

This pays out a regular cash payment that replaces part of your lost income if you can’t work due to a medium or long term illness or injury or disability.

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Homeowners signing documents for their life insurance

Life Insurance

This is life cover, it can be used to clear a mortgage. A defined amount of life protection that will be paid in the event of death to the estate.

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homeowners insurance serious illness cover documents with 2 medicine bottles on a table

Serious Illness Cover

This is a cover that pays you a tax free lump sum if you are diagnosed with of the specific illness or disabilities that you policy covers.

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Homeowners insurance bill cover - numerous and various bills scattered on wooden table

Bill Pay Cover

Designed to ensure that the main bills i.e rent/mortgage and household bills are covered in the event that an individual can’t work due to illness or injury.

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At JC Mortgage Brokers we have been securing mortgages across Ireland for 20+ years. From initial query to getting the keys to your new property .

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