John Coleman—one of Ireland’s most trusted and experienced mortgage brokers—breaks down the costly mistakes he sees buyers make every day. He explains why so many people start the process without being truly mortgage‑ready, how overlooked details on bank statements can derail an application, and why relying on poor advice or getting swept up in bidding wars can set buyers back months. John shares exactly what lenders want to see, how to avoid unnecessary delays, and the practical steps that put you in the strongest position to secure approval and ultimately get the home you’ve been working toward.