Cookie Policy
JC Mortgages Limited
Last updated: 14 July 2026
This Cookie Policy explains how JC Mortgages Limited, trading as JC Mortgages, uses cookies and similar technologies on www.jcmortgages.ie. It should be read together with our Privacy Notice, which explains how we collect, use, share and protect personal data.
1. What are cookies?
Cookies are small text files that are stored on your computer, phone, tablet or other device when you visit a website.
Cookies can help a website to:
- operate securely and correctly;
- remember your settings and choices;
- understand how visitors use the website;
- improve website performance; and
- support embedded content and advertising services.
Cookies used through our website may be:
- First-party cookies, which are placed by JC Mortgages or by a service acting on our behalf; or
- Third-party cookies, which are placed by another organisation, such as Google or YouTube.
Cookies may remain on your device only for the duration of your browsing session or for a longer period specified in the cookie table below.
2. How we use cookies
We use the following categories of cookies and similar technologies.
Strictly necessary cookies
These cookies are required to operate essential website functions, maintain security or remember your cookie choices.
Consent is not required where a cookie is strictly necessary to provide a service requested by you or to operate an essential website function.
Where information collected through these cookies constitutes personal data, it will be processed on the legal basis described in our Privacy Notice.
Analytics cookies
Analytics cookies help us understand how visitors use our website, including which pages are visited and how users interact with the website.
We use this information to measure performance, identify technical issues and improve the website.
Analytics cookies will not be activated unless you consent to the analytics category.
Embedded-media cookies
Embedded-media cookies and similar technologies may be used to display content hosted by third parties, such as YouTube videos.
The relevant third party may collect information about your device, browser, IP address and interaction with the embedded content.
Embedded-media technology will not be activated unless you consent to the relevant category.
Advertising cookies
Advertising cookies may be used to measure interactions, personalise advertising or build information about users’ interests across websites and services.
Advertising cookies will not be activated unless you consent to the advertising category.
Where embedded-media and advertising cookies are controlled through a combined category in our cookie preference centre, this will be explained when you make your choice.
3. Cookies currently used
The cookies identified below are currently expected to be used on our website. The list should be read together with the choices available through our cookie preference centre.
| Cookie | Provider or domain | Purpose | Category | Duration |
|---|---|---|---|---|
| cookieyes-consent | CookieYes / jcmortgages.ie | Records your cookie-consent choices so that the website can remember your preferences. | Strictly necessary | To be confirmed by technical scan |
| _ga | Google Analytics | Distinguishes visitors and provides statistical information about website use. | Analytics | Up to 400 days |
| _ga_587D0XDFRS | Google Analytics | Maintains information relating to the Google Analytics 4 property and website sessions. | Analytics | Up to 400 days |
| YSC | YouTube | Supports embedded-video sessions and measures interactions with YouTube content. | Embedded media or advertising | Session |
| VISITOR_INFO1_LIVE | YouTube | Supports video delivery and may be used to measure use of YouTube services or personalise content. | Embedded media or advertising | Approximately 6 months |
| VISITOR_PRIVACY_METADATA | YouTube | Stores information relating to YouTube privacy and consent settings. | Embedded media or advertising | Approximately 6 months |
| __Secure-YNID | Google or YouTube | Supports security, fraud prevention, service operation and measurement. | Embedded media or advertising | To be confirmed by technical scan |
| __Secure-ROLLOUT_TOKEN | Google or YouTube | Supports feature deployment and measurement of Google or YouTube services. | Embedded media or advertising | To be confirmed by technical scan |
Cookie names, purposes and durations may change where a provider updates its technology. We review our cookie inventory periodically and will update this policy where appropriate.
Google Analytics and YouTube are services provided by Google. These services may process information such as:
- your IP address;
- browser and device information;
- cookie or device identifiers;
- pages visited;
- video interactions; and
- other information about your use of the website.
Further information about how this information is processed, including any international transfers, is available in our Privacy Notice and in the relevant provider’s privacy information.
YouTube videos will not load and associated YouTube technologies will not be activated unless you consent to the relevant cookie category.
4. Similar technologies
We may also use technologies that operate in a similar way to cookies, including:
- pixels;
- tags;
- scripts;
- local storage;
- software development kits; and
- embedded-content tools.
Where these technologies are not strictly necessary, they will operate only after you consent to the relevant category.
References to cookies in this policy include these similar technologies where appropriate.
5. Managing your cookie choices
When you first visit our website, you can:
- accept all optional cookies;
- reject all optional cookies; or
- manage your choices by category.
Optional cookies and similar technologies will not be activated unless you consent to the relevant category.
You may change or withdraw your choices at any time by selecting “Cookie Settings” in the website footer. This will reopen the cookie preference centre, where you can enable or disable optional cookie categories.
Withdrawing consent will prevent the relevant optional cookies and technologies from operating in the future. It will not automatically remove cookies already stored on your device. You may delete stored cookies through your browser settings.
Strictly necessary cookies cannot be disabled through our cookie preference centre where they are required to provide an essential website function or remember your cookie choices.
Your browser may also allow you to block or delete cookies. Blocking all cookies may affect how the website functions.
6. Cookies and personal data
Information collected through cookies or similar technologies may constitute personal data where it identifies you directly or indirectly, including through an IP address, device identifier or online identifier.
Where non-essential cookies process personal data, we rely on your consent. You may refuse or withdraw that consent at any time through our cookie preference centre.
Where strictly necessary cookies process personal data, the relevant GDPR legal basis will depend on the purpose of the processing and is explained in our Privacy Notice.
Depending on the circumstances, you may have rights under data-protection law, including rights of:
- access;
- rectification;
- erasure;
- restriction;
- objection; and
- data portability.
These rights are not absolute and may be subject to legal conditions or exemptions.
Further information about your rights and how to exercise them is available in our Privacy Notice.
7. International data transfers
Some third-party cookie providers may process personal data outside the European Economic Area.
Where this occurs, the relevant provider or controller must use an appropriate transfer mechanism and safeguards as required by data-protection law.
Further information about applicable international-transfer arrangements is available in our Privacy Notice or in the privacy information provided by the relevant third party.
8. Changes to this policy
We may update this Cookie Policy where:
- the cookies or technologies used on our website change;
- a third-party provider changes its services;
- our website functionality changes; or
- our legal or regulatory obligations change.
The latest version will be available on our website. The date at the beginning of this policy shows when it was last updated.
9. Contact us
Questions about our use of cookies or personal data may be sent to:
JC Mortgages Limited, trading as JC Mortgages
Privacy contact: John Coleman
Email: john@jcmortgages.ie
Address: 24 Millrace Road Apartments, Phoenix Park Racecourse, Castleknock, Dublin 15, Ireland